AIG Singapore searches for the nation’s safest drivers
AIG Asia Pacific Insurance Pte. Ltd. (AIG Singapore) has launched a nationwide search to find Singapore’s best drivers with AIG On the Go, a new intelligent driving mobile application.
AIG On the Go scores a driver’s performance every time they get behind the wheel, using telematics to measure driving performance against a range of factors including acceleration, braking, cornering and speed. The app provides a score for each completed journey, as well as useful driving tips.
From now until 30 June 2017, the driver with the highest score will be crowned AIG Singapore’s “Best Driver in Singapore” and win prizes worth S$10,000, including free fuel for one year valued at S$5,000, car spa vouchers worth S$2,000 and a customised S$3,000 AIG Singapore CashCard.
The app also enables motorists to influence their own AIG Singapore car insurance premiums by improving their driving behaviour. Safe drivers with high scores – regardless of whether they are new or existing customers with AIG Singapore – will be rewarded with discounts of up to 15 per cent off their annual AIG Singapore car insurance premiums. The safer the driver, the bigger the savings, so the app encourages drivers to stay safe on the roads and save on their premiums at the same time.
AIG Singapore’s Head of Auto Insurance, Manik Bucha, said the insurer is proud to launch AIG On the Go to empower Singapore drivers to become better and safer drivers. “This is part of our commitment to create safer communities in Singapore, where more than half of drivers admit to being unsafe on the roads, according to an AIG Singapore survey conducted in 2015.
“While the conditions on the roads have generally improved based on the latest Traffic Police’s data, we also saw some areas that could be improved. For example, injury accidents rose from 8,058 cases in 2015 to 8,277 incidents last year. This increase of 2.7 per cent reflects a continued upward trend over the last four years.
“We hope that by incentivising drivers to cultivate good road safety habits with dollar savings, we can help to reduce traffic incidents and build a larger community of safer road users,” Mr Bucha said.
In an effort to challenge driving stereotypes, participants can also enter the “Men vs Women – Who are the Safer Drivers?” team contest. Running from now to 30 April 2017, the competition pits male and female drivers against one another, and will end the debate once and for all about which gender are better drivers in Singapore.
Other features of the AIG On the Go application include roadside assistance, directions to workshops and a parental control function – all tools to help keep drivers safe.
With AIG Singapore’s survey in 2015 showing that younger drivers are more likely to exhibit reckless behaviour on the road compared to older drivers, the app includes a parental control feature that is designed to enable parents to track their children’s driving behaviour.
“Our survey showed that almost 70 per cent of Singapore drivers would consider installing a telematics device in return for lower car insurance premiums, and more than half of drivers believe telematics would change their driving habits for the better. We believe our new app will result in positive, long-term changes in road safety,” Mr Bucha added.
AIG On the Go is part of AIG Singapore’s mission to keep Singapore road users safe. In 2015, AIG Singapore launched a road safety programme for pre-schoolers to cultivate a generation of safer road users with good road safety habits. The programme was expanded in 2016 in partnership with the Traffic Police, and to date, has educated close to 4,000 pre-schoolers about road safety. Some 900 more preschoolers will benefit from the programme in 2017.
Globally, AIG is part of Together for Safer Roads, the first-ever global coalition of private sector companies that uses its members’ data, technology and networks to promote safer roads and vehicles.
Q&A: Professor Loredana Padurean, Asia School of Business
As someone who is creating Asia Pacific’s business leaders of the future, what do you believe are the essential skills leaders require?
In many ways, we need leaders who are Renaissance women/men or polymaths, as opposed to specialists of an industry or a field. A polymath is a person with profound knowledge, proficiency and expertise in multiple fields and today’s leaders have to be able to combine various ideas, look at problems in novel and useful ways, and develop a broad and yet still deep set of skills, talents, and knowledge.
You’ve coined ‘smart’ and ‘sharp’ as skills of the future. What are these?
They are replacements for ‘soft’ and ‘hard’ skills, a concept coined by a US Army doctor in 1972 who observed that his pupils had different skills: dealing with machinery required ‘hard’ skills, while dealing with people and paper were ‘soft’ skills. This concept has served us well since, but I find it too binary, not to mention the semantic implications of the words themselves.
Soft implies gentle, delicate, mild, quiet, tender, weak. However, there is nothing soft in navigating competing perspectives and cultures, handling and delivering critical feedback or dealing with office politics. Instead, I prefer to call these skills ‘smart’. Hard implies rigid, difficult, heavy, static. But how can we think of engineering or software development as static or rigid? I believe ‘sharp’ is more apt as such skills need constant updating or sharpening.
I think it’s time to reflect on these classifications, because we can drastically change someone’s perspective by how we choose to talk about and frame something.
How important are smart skills in leadership today?
Smart skills are more important than ever because we live in a world of extreme diversity: generational, ethical, value-based, gender, etc. Gone are the days when giving an order was an effective act of leadership. I personally work with people from five different continents and across five different generations, therefore as leaders, we need to know how to adapt, motivate, inspire and connect. We need to increase our investment in learning about them in action, especially as smart skills are more difficult to develop.
I believe that a successful leader today has to be both smart and sharp. Take cognitive readiness, one of my top 10 smart skills. In order to be cognitive ready, one has to master system dynamics, one of my top 10 sharp skills. Also, did you know that one of the primary reasons why digital transformation fails is not the absence of digital literacy, a sharp skill, but the need for more validation and adaptability, both smart skills. So, instead of thinking of these skills as binary, I prefer to think of them as the yin and yang; co-existing and complementing each other.
So, you can teach leaders smart skills then?
Yes, you can, via a combination of the classroom experience, plus an action component supported by deeply embedded reflection. At ASB we call this Action Learning, and we teach it both in the MBA and in the executive programs. For example, in teaching a leader emotional maturity as a smart skill, first they need to learn what it is, and then act on it, before reflecting on what we did and how we did it. And then to repeat it, but this time with more expertise and awareness. It’s not easy, but that’s why my favourite mantra is ‘the job is easy, the people are not’.
Discover Professor Padurean's successful skills for a digital transformation here